Low doc and no doc loans

Little or no income evidence required

When it's hard to show the bank clear evidence of a suitable income history, but the future's looking good, our 'low documentation' and 'no documentation' loans can help you move forward. If you have enough of your own money in a new or existing home or business, we can usually arrange a loan based on the future, not the past.

Here are some examples of when this can help:

  • Self-employed or small business owners with fluctuating income

  • Owners of a new business that's just becoming profitable after paying off start-up costs

  • Seasonal, contract or temporary workers

  • Property developers